Relocating to Troy?
Historic downtown, 1,350 acres of parks, strong schools, and a cost of living 15% below the national average. Troy is one of the best small-city values in Ohio.
Historic charm, outdoor recreation, and real affordability.
Troy (pop. ~26,800) is the seat of Miami County and one of the most charming small cities in Southwest Ohio. The historic downtown — centered on a beautiful courthouse square — is a destination in itself, with locally owned shops, restaurants, and regular community events. But Troy isn't just about history: it offers 1,350 acres of parks, a strong school system, and a cost of living roughly 15% below the national average. Located along I-75 about 19 miles north of Dayton, Troy offers an easy commute to the Dayton metro while maintaining its own strong identity.
Cost of Living
BestPlaces cost of living score of ~82.7–84.1 — roughly 15–16% below the national average. Median home value is approximately $230K–$253K. Median household income of ~$72,892. Combined with no municipal income tax in many areas, your dollar stretches significantly further here.
Parks & Recreation
1,350 acres of parks — including Treasure Island Park on the Great Miami River, Troy City Park, and access to the 26-mile Miami County Recreation Trail. The Great Miami River provides opportunities for kayaking, fishing, and riverside walking trails.
Housing Market
Median home value of ~$230K–$253K makes Troy one of the most affordable communities in the Dayton metro. The housing stock includes historic homes near the downtown square, established mid-century neighborhoods, and newer subdivisions. Excellent value for homebuyers.
Community & Events
Troy Main Street, Inc. drives a vibrant downtown with year-round events. The Troy-Hayner Cultural Center hosts concerts and exhibits. PorchFest is a beloved community tradition. The Troy House is a historic events venue.
Best for: Budget-conscious families, outdoor enthusiasts, history lovers, those seeking a slower pace with easy access to Dayton. Price range: $246K–$280K. Commute to Dayton: 20 minutes via I-75.
Local highlights.
- Treasure Island Park — scenic Great Miami River park with walking paths, picnic areas, and a historic pavilion
- Historic Downtown Square — the Miami County Courthouse anchors a vibrant downtown with shops, restaurants, and year-round events
- Museum of Troy History — local history museum at 124 E Water St preserving the city's rich heritage
- Miami County Recreation Trail — 26-mile paved trail system connecting Troy to neighboring communities
- Troy-Hayner Cultural Center — community cultural center hosting concerts, art exhibits, and events
Schools
Troy City Schools serves ~4,000 students across seven schools (six elementary and one high school). The district covers 36.7 square miles. Graduation rates are strong, and the district benefits from a supportive community. For higher education, Troy is within easy commuting distance of the University of Dayton, Wright State University, and Edison State Community College.
Getting Around
I-75 runs through the eastern edge of Troy, providing direct access to Dayton (20 min south) and Toledo (90 min north). I-70 is 15 minutes south via I-75. The Dayton International Airport (DAY) is 20 minutes away. CVG (Cincinnati) is about 1 hour south.
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